ABOUT

Dennis Richards | Licensed Medicare Specialist | Palm Beach Gardens, FL

Dennis Richards has spent his career doing one thing well: helping people understand their 
options and make decisions they feel confident about. Before becoming a licensed insurance 
specialist, Dennis spent years in ministry and community service, work that taught him how to 
listen carefully, explain complex things in plain language, and meet people where they are 
rather than where it might be convenient. Those same qualities are what his clients describe 
when they talk about working with him. Dennis has been helping Palm Beach County residents 
navigate Medicare and insurance decisions for over a decade. He is appointed with multiple 
carriers, which means he is not tied to any single company's products. He compares what is 
available across the market and recommends what is genuinely right for each person. If you 
call Safe Harbor Financial Resources, you will speak with Dennis. Not an assistant. Not a call 
center. Dennis picks up the phone, takes the time to understand your situation, and stays 
available after the paperwork is signed. His clients describe him as patient, honest, and 
knowledgeable. One said he 'gave us a very new way to think about' their options. Another 
wrote that he has 'a PLETHORA of knowledge that he is ALWAYS willing to share.' That is the 
experience every Safe Harbor client can expect. Dennis is based in Palm Beach Gardens and 
serves clients throughout Palm Beach County, including West Palm Beach, Jupiter, North Palm 
Beach, Boca Raton, and surrounding communities. If you are turning 65, reviewing your current 
Medicare coverage, or just trying to understand what your options are, Dennis would be glad to 
sit down with you. The consultation is free. The conversation is always on your timeline.
We are committed to getting to know you and provide the resources and information you need.

Do you need Medicare education and recommendations? 

 If you looking for information and guidance,  please consider taking the next step and contact us on the registration form or by phone at 561-713-8889. 

If you ask the questions, we will find you the answers.