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A Keto Plan

June 13, 2019


Keto, Keto, Keto!  What is Keto?  Is it a new cryptocurrency or the latest boy band?  Everybody seems to be talking about it and you see promotions of it everywhere.  It must be important.   Ok. I am “Googling”- Keto! I don’t want my friends to find out that I am not into Keto.  “

 So according to Google, Keto is an abbreviation for Ketosis.  Keto is the vernacular for the Keto Diet Plan.


A keto diet is well known for being a low carb diet, where the body produces ketones in the liver to be used as energy. It’s referred to as many different names – ketogenic diet, low carb diet, low carb high fat (LCHF), etc.

When you eat something high in carbs, your body will produce glucose and insulin. Glucose is the easiest molecule for your body to convert and use as energy so that it will be chosen over any other energy source. Insulin is produced to process the glucose in your bloodstream by taking it around the body.

Since the glucose is being used as a primary energy, your fats are not needed and are therefore stored. Typically on a normal, higher carbohydrate diet, the body will use glucose as the main form of energy. By lowering the intake of carbs, the body is induced into a state known as ketosis.

Ketosis is a natural process the body initiates to help us survive when food intake is low. During this state, we produce ketones, which are produced from the breakdown of fats in the liver.

The end goal of a properly maintained keto diet is to force your body into this metabolic state. We don’t do this through starvation of calories but starvation of carbohydrates.

Our bodies are incredibly adaptive to what you put into it – when you overload it with fats and take away carbohydrates, it will begin to burn ketones as the primary energy source. Optimal ketone levels offer many health benefits; weight loss, physical and mental performance benefits


How about that Keto? It sounds almost” too good to be true” and we know what they say about “too good to be true”.  Thankfully, I can verify that is not true with Ketosis or the Keto diet plan. Really?  Yes really!  I have been on the Keto Diet Plan for the past 4 months and have lost 22 pounds!  Booyah!  I also believe my other vital signs will show the effect of the Keto diet when I see my doctor.   Soo Sweet.  What taste sweeter than the taste of success?

Since I am not a certified nutritionist or tax preparer, I don’t offer professional advice on nutrition or tax strategies. However, as a financial professional, It seems that Keto is worth considering for several reasons.


First, the most priceless asset we own is our health. If you don’t believe that ask anyone that has lost their health.  We all should be advocates of a healthy life style.  We should prioritize regular exercise, well balance meal plans, relaxation and enough sleep.  It sounds simple enough.  Yet, we all know how challenging any of these can be, in and of itself.  Maintaining all of them, is a bit of a magic trick.   So, it seems that giving a shout out to Keto from my personal experience is appropriate.  A primary reason for being a financial profession is my genuine concern for people’s well being.    

A county song says, “Life is short, make it sweet”. An encouraging word, sincere advice and ongoing support help take some of the bitterness out of life.  It is our goal is to impact others with this generous perspective and practice.


Second, there are several aspects of Keto that provide good lessons for our financial well being. 

  1.  Change starts with a decision.

Keto may be popular, all the rage and sounds great.None of that makes any difference, unless a decision is made to integrate keto into our life.Integration requires more than thinking about it, it requires doing.Our meal plans are just like good financial practices i.e. spending awareness, budgeting, etc.Thinking about them doesn’t change a thing. Have you decided to work to improve your financial bottom line?

Are you wondering: were to start, what is most important or if your expectations are realistic. These are great questions. “If you ask the questions, we will find you the answers”.That is our promise to you.



  2.  There is no quick fix.


It took a lot of time and effort (lifting my folk and sitting on the couch) to add twenty-two pounds to my frame.It is going to take an equal amount of time and effort to remove the weight.If your finances aren’t in order, there is no quick fix. Even if you were to win the lottery or inherit a fortune, it wouldn’t be a miracle cure.The problem is not the amount money you have. The problem is what you are doing and not doing with your money.


Monetary behaviors like Keto diet plans are rather simple.Start doing what you know to do. Try logging you expenses and the foods you have eaten. What an eye opener! Do you think you know behavior and patterns, without writing it down? That is doubtful.When we are aware of our behaviors and their consequence we are inclined to start making chances. Even s, “there is no quick fix”


  3. New experiences are often uncomfortable.


We all love being comfortable or thinking we are. Doing the familiar is comfortable.We love eating the same food until we can’t fit into most of our clothes.We love buying our favorite things, until the first check bounces.How did that happen? There must be a mistake. Correct!The mistake is we over indulge thoughtlessly hoping that there is not going to be a problem.Think again.Now what?How do we prevent this from being an ongoing problem?We decide that we are going to have make some changes in our diet and/or with our spending.


Making changes or adapting new behaviors, generally is an uncomfortable experience.The good news is, analysis tell us that a new behavior that is practiced for 30 days will become familiar and more comfortable.Being uncomfortable is no fun. The results of being uncomfortable for a while may become very comforting.If what you have been doing isn’t working, maybe trying something could be new a good investment that could lead to great returns.

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